Declaratory Judgment – Insurance Policy Limitation

By: Derek Hawkins//July 6, 2021//

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WI Court of Appeals – District III

Case Name: Cole J. Kretman, et al., v. American Family Mutual Insurance Company

Case No.: 2019AP2092

Officials: Stark, P.J., Hruz and Seidl, JJ.

Focus: Declaratory Judgment – Insurance Policy Limitation

Cole and Joseph Kretman (collectively “Kretman”) appeal from a declaratory judgment upholding an insurance policy limitation for injuries caused by a “dangerous dog.” Kretman argues American Family Mutual Insurance Company (American Family) failed to provide its insured proper notice of a policy change that reduced coverage for injuries caused by a “dangerous dog.” Kretman also argues the circuit court erred by concluding the dog that bit him was a “dangerous dog” within the meaning of the American Family policy. We reject Kretman’s arguments and affirm.

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Derek A Hawkins is Associate Corporate Counsel, IP at Amazon.

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