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FDCPA Violation

7th Circuit Court of Appeals

Case Name: Thomas Dennis, Jr., v. Niagara Credit Solutions, Inc., et al.

Case No.: 19-1654

Officials: FLAUM, HAMILTON, and BARRETT, Circuit Judges.

Focus: FDCPA Violation

The plaintiff Thomas Dennis received a debt collection letter listing “original” and “current” creditors, which he claims violated the Fair Debt Collection Practices Act (FDCPA). The FDPCA requires that a debt collector send the debtor a written notice containing “the name of the creditor to whom the debt is owed.” Because the letter accurately and clearly identified the creditor to whom Dennis’s debt was owed, we affirm the district court’s judgment on the pleadings in favor of defendants.


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Derek A Hawkins is trademark corporate counsel for Harley-Davidson. Hawkins oversees the prosecution and maintenance of the Harley-Davidson’s international trademark portfolio in emerging markets.

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