By: Derek Hawkins//July 9, 2018//
7th Circuit Court of Appeals
Case Name: Henry Fiorentini v. Paul Revere Life Insurance Company, et al.
Case No.: 17-3137
Officials: BAUER, SYKES, and BARRETT, Circuit Judges.
Focus: Breach of Contract
Henry Fiorentini is the owner and president of Panatech, Inc., a small technology company. When cancer treatment left him unable to perform his job, he received total disability benefits under a policy he held with the Paul Revere Life Insurance Company. Five years later, after Fiorentini was back at work and exercising full control of the company, Paul Revere notified him that he no longer qualified for the benefits. Fiorentini argued that he still satisfied the policy’s requirements for total disability, because even though he could perform most of his job duties, he was unable to do what it takes to generate new business. Paul Revere rejected that argument, and Fiorentini sued it for breach of contract. We agree with the district court that Fiorentini does not qualify for total disability coverage under his policy.
Affirmed