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Homeowners policies

May 16, 2012

Insurance — homeowners policies — duty to defend — abuse exclusion

2011AP997 Jane Doe, et al. v. Thorin, et al.

Jan 10, 2012

Insurance — homeowners policies — duty to cooperate

2011AP352 Auto-Owners Insurance Company vs. Holmes

Dec 1, 2011

Insurance — homeowners policies — occupation

2010AP2468 Johnson v. Mt. Morris Mut. Ins. Co.

Apr 29, 2011

2008AP2929 Day v. Allstate Indemnity Co.

Insurance Homeowners policies; family exclusion Where a family exclusion in a homeowners policy ambiguously defines “benefit,” the exclusion does not preclude coverage. “We conclude that Allstate has failed to meet its burden to demonstrate that a benefit of coverage would accrue directly or indirectly to an insured. To the extent that the terms of the […]

Oct 19, 2010

2009AP2768 Hirschhorn v. Auto-Owners Ins. Co.

Insurance Homeowners policies; pollution exclusion Bat guano is not a pollutant under a homeowner’s policy’s pollution exclusion clause. “The policy definitions of ‘pollutant’ and ‘waste’ are further informed by the policy’s exclusionary clause itself, which omits coverage for the ‘discharge, release, escape, seepage, migration or dispersal of [...]

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