2011AP997 Jane Doe, et al. v. Thorin, et al.

2011AP564 Schinner v. Gundrum

2011AP352 Auto-Owners Insurance Company vs. Holmes

2010AP2468 Johnson v. Mt. Morris Mut. Ins. Co.

Insurance Homeowners policies; family exclusion Where a family exclusion in a homeowners policy ambiguously defines “benefit,” the exclusion does not preclude coverage. “We conclude that Allstate has failed to meet its burden to demonstrate that a benefit of coverage would accrue directly or indirectly to an insured. To the extent that the terms of the policy lack clarity, the ambiguity ...

Insurance Homeowners policies; pollution exclusion Bat guano is not a pollutant under a homeowner’s policy’s pollution exclusion clause. “The policy definitions of ‘pollutant’ and ‘waste’ are further informed by the policy’s exclusionary clause itself, which omits coverage for the ‘discharge, release, escape, seepage, migration or dispersal of pollutants.’ None of those terms particularly suggest the movement of excrement. Rather, the ...