By: Derek Hawkins//September 3, 2019//
7th Circuit Court of Appeals
Case Name: Windridge of Naperville Condominium Association v. Philadelphia Indemnity Insurance Company
Case No.: 18-2103
Officials: EASTERBROOK, KANNE, and HAMILTON, Circuit Judges.
Focus: Insurance Claim – Coverage
This appeal presents an insurance coverage dispute between Windridge of Naperville Condominium Association and Philadelphia Indemnity Insurance Company. On May 20, 2014, a hail and wind storm dam‐ aged buildings owned by Windridge. The buildings were insured by Philadelphia Indemnity. The storm physically damaged the aluminum siding on the buildings’ south and west sides. Philadelphia Indemnity contends that it is required under the insurance policy to replace the siding only on those sides. Windridge argues that replacement siding that matches the undamaged north and east elevations is no longer available, so Philadelphia Indemnity must replace the siding on all four sides of the buildings so that all of the siding matches. The district court granted summary judgment to Windridge on that coverage issue. We affirm.
Affirmed