By: Derek Hawkins//August 13, 2019//
7th Circuit Court of Appeals
Case Name: Joseph Bernal v. NRA Group, LLC,
Case No.: 17-3629
Officials: RIPPLE, MANION, and SYKES, Circuit Judges.
Focus: Collection Costs
Joseph Bernal bought a monthly pass to Six Flags amusement parks. The contract said that if he fell behind on his payments, he would “be billed for any amounts that are due and owing plus any costs (including reasonable attorney’s fees) incurred by [Six Flags] in attempting to collect amounts due.” This case asks whether a debt collector’s fee counts as a collection cost under that language. We hold that it does. The contract unambiguously permits Six Flags to recover any cost it incurs in collecting past-due payments, and that includes a standard collection fee.
Affirmed