By: Derek Hawkins//December 19, 2017//
7th Circuit Court of Appeals
Case Name: State Auto Property and Casualty Insurance Company
Case No.: 17-1700
Officials: FLAUM, RIPPLE, and MANION, Circuit Judges.
Focus: Insurance Claim – Duty to Defend
In this insurance dispute, insurer State Auto Property and Casualty Insurance Company seeks a declaratory judgment that it has no duty to defend insured Brumit Services, Inc., because the latter failed to provide prompt notice of an accident that eventually led to a lawsuit. The district court concluded that the insured’s 21‐month delay in notifying the insurer was reasonable and awarded judgment to the insured. We disagree. Brumit’s failure to provide prompt notice of the accident was inexcusable under Illinois law. Therefore, we reverse the judgment of the district court.
Reversed