Insurance — auto policies

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Wisconsin Court of Appeals

Civil

Insurance — auto policies — extraterritorial clauses

Cole Johnson and Heather Hughes were injured in an auto accident in Wisconsin. They sought underinsured motorist benefits under a Montana insurance policy, which contained an extraterritorial clause that increases coverage for an out-of-state accident to provide the minimum amounts and types of coverage required to use that state’s roads. The circuit court interpreted this clause to increase coverage to the minimums required of Wisconsin-based insurance policies by the omnibus statute, Wis. Stat. § 632.32. We reverse because Wis. Stat. ch. 344 is the proper measure of coverage under Johnson’s and Hughes’s extraterritorial clause. This opinion will not be published.

2013AP805-FT Johnson, et al. v. Mountain West Farm Bureau Mutual Insurance Company

Dist III, Polk County, Galewyrick, J., Per Curiam

Attorneys: For Appellant: Gherty, Mark J., Hudson; Miller, Steven L., River Falls; For Respondent: Brose, Michael J., New Richmond