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Consumer Protection — Fair Credit Billing Act

Wisconsin Court of Appeals


Consumer Protection — Fair Credit Billing Act

This appeal arises out of a dispute over a credit card account between Ruth M. Smith and Citibank (South Dakota) N.A. It is undisputed that Citibank issued a charge account to Smith. Citibank brought the present suit alleging breach of contract and an account stated to collect an amount it contends Smith owes on this account. Smith denies owing any money on the account and also contends that the Fair Credit Billing Act, 15 U.S.C. § 1666, prevents Citibank from taking action against her to collect on the account because Citibank has not investigated a billing dispute notice she sent to Citibank. The circuit court granted summary judgment in favor of Citibank on its account stated claim, and Smith appeals. We affirm. This opinion will not be published.

2009AP2144 Citibank (South Dakota) NA v. Smith

Dist IV, Jackson County, Lister, J., Per Curiam

Attorneys: For Appellant: Smith, Ruth M., pro se; For Respondent: Rausch, Julie A., Brookfield; Peterson, Ryan M., Brookfield

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