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Home / Opinion / 10-3898 & 11-1006 Weitzenkamp v. UNUM Life Ins. Co. of America

10-3898 & 11-1006 Weitzenkamp v. UNUM Life Ins. Co. of America

Insurance ERISA; self-reported symptoms limitation The failure to include a self-reported symptoms limitation in the summary plan description (“SPD”) prevents an ERISA plan from relying on it to discontinue benefits. “Here, the SPD clearly sets out that long-term benefits will be discontinued after twenty-four months if a participant’s disability is due to mental illness or substance abuse. It ...

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